来源:中信银行 小编:朱岳 发布时间:2013年03月05日
内容导读: 在经营过程中,中小企业主和个体工商户常会因资金短缺而坐失商机,中信银行推出的个人经营贷款可助中小企业主、个体工商户解燃眉之急。
China citic bank personal business loan is convenient and flexible
In the process of business, small and medium-sized entrepreneurs and individual businesses often miss great opportunities because of lack of money, citic bank launched personal business loan can help small business owners, individual and industrial and commercial door a lifesaver.
According to introducing, citic bank personal business loan for investors to provide a convenient financing channels, to supplement working capital enterprises, and expand production. This convenient loan procedures: as long as the customer submitted information is complete, generally 10 working days can be completed from the survey to China citic bank lending all process. This flexible loan: for maximum amount mortgage, just need a mortgage, unlimited funds can be in a certain period of time the turnover cycle use, rich, is also available to lend, greatly saves the loan interest; Multiple payment methods, customer can according to their own needs, as they choose; Various guarantee way, citic bank exclusive financing options are available according to customer needs and other personal financial services.
Compared with products for company legal person of enterprise financing, China citic bank personal credit business mainly audit the operator's personal credit, as long as the identity certificates, certificate of business borrowers, loan repayment ability certificate, use the material such as application. Citic bank according to borrower's credit standing and the control of enterprise assets scale, production and operation situation, the reimbursement ability and comprehensive ways of guarantee, loan purposes, determine the loan amount, there is no limit to the amount. If use real estate mortgage, loan amount up to 70% of the value of the mortgaged property.
Since citic bank key personal business loans, has successfully for small and medium-sized business owners of different industries and individual operators to deal with this business, timely solve the problem of many operators on the turnover of funds, especially its relatively cheap cost of financing, thoughtful customer service, by the vast number of operators. ?
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