中信理财 为家庭财富保驾护航

Citic financing to escort household wealth

Wealth management has been a hot topic of discussion, how to do good family and personal wealth, the value of the wealth of this problem has caused people's thinking. Near the Spring Festival, the harvest award to how to do? A year of savings and how to distribution? "Life is like a snowball, it is important to find a very wet snow and a long slope" - warren buffett. Wealth management in addition to long-term investment, to develop the habit of finance outside, still need to find the right investment tools. In 2013, China's economic growth will be stable, equity market, bond market, foreign exchange market investment should be stable for the win, the policy influence, real estate continue to tight, inhibit investment and speculation, support protection reasonable demand. Near the Spring Festival by influence, China's inflation level will be improved, expected in between 5-2.5%.

In this economic situation, completes the family and personal financial planning, choose suitable investment tools, beat inflation, make the wealth for the value of the top priority. Families and individuals should avoid funds to a single, in LiuZu family emergency under the premise of petty cash, assets do comprehensive configuration. According to aggressive respectively, growth, balance type, steady, conservative type customers do the asset allocation proposal:

From various proportion can see, all kinds of customers fixed income assets investment accounts for of the class than, therefore, the fixed income investments on the choice of tools, should as far as possible choose certain risk, income is higher investment varieties. Bank financing products for all kinds of financial personage place favour, one risks are controllable and to fixed income varieties of financial products in the family and personal asset allocation of indispensable status.

Citic bank financing products always adhere to the research and development, sales, wind control module and three; Adhere to the "management, research and development, sales, settlement" integration. Citic bank "citic financial" brand since its birth, adhere to the risk control concept, emphasizes the financial management business approval standards higher than credit approval standards, focus on the customer service, adhere to the bold innovation. In product development, citic bank around the key strategic customers, on the one hand, in the economic downward cycle effectively resist risk, on the other hand, with the aid of a single large scale project scale effect, point to an area, and promote a number of business linkage. In product innovation, realize the underwriting bonds financial product breakthrough. Continue to promote the optimization of the project information disclosure, and strengthen the investment operation supervision, a full aperture investment operational risk control, financial management business risk resistance capacity further reach the designated position, product system to keep steady style.

In the financial industry authoritative research institutions - "PuYi wealth" regular "issued by the bank financing ability ranking report, in 2012, citic bank through the financial management business organization structure adjustment, financial business, financial ability again hair force integrated rank forefront of domestic Banks, in addition, citic bank important individual ranking also stand out, among them, the ability to issue the top spot, financial service richness to keep the top three, profit and risk control ability listed the first six.

From the first in a "dozen new product", to the first team to the fund portfolio investment as the goal of "fund plan" products, the first team to equity investment objectives for the "splendid 1" products, until the first a high liquidity fund "quota investment" products comply with market changes and then launch of the "financial express", "financial super express", "every day express" series high liquidity products, citic bank has been kept on the market sensitive touch sensation, carefully study the customer financial needs, the establishment of a rapid response financial product development processes.

"The wisdom of creating wealth", 2013, citic finance will continue for the user's family wealth escort! Citic bank committed to meet the users in the financial field and non-financial areas of all kinds of demand, is not only reliable financial housekeeping, or sincere life secretary. "You need to know, you may", in citic bank with companion, make quality life sail out to sea!